Your Home Loan, Simplified
Northmark Finance helps Australians find the right home loan. As your mortgage broker, we compare options from over 70 lenders to save you time and money.
70+
Lenders
$0
Broker Fee
24hr
Response Time
100%
Independent
How We Help
Expert mortgage broking services tailored to your situation
Home Loans
Find the right home loan from over 70 lenders. We compare rates and features to match your needs.
💰Refinancing
Could you be saving thousands? We review your current loan and find better options.
🔑First Home Buyers
Navigate grants, schemes, and stamp duty concessions. We make your first purchase straightforward.
📈Investment Loans
Structure your investment lending for maximum benefit. Expert guidance on portfolio growth.
Meet Timothy Yang
Timothy is the founder of Northmark Finance, bringing a unique blend of technology expertise and financial services knowledge. With a background as a former AWS Cloud Support Engineer, 3x acquired founder, and a Certificate IV in Finance and Mortgage Broking from Kaplan Professional, Timothy combines analytical thinking with personalised service.
Based in Sydney, Timothy is passionate about helping Australians navigate the home loan process with confidence. His tech-first approach means faster turnarounds, clearer communication, and better outcomes for his clients.
Learn more about TimothyWhy Choose a Broker?
- Access to 70+ lenders — not just one bank
- We do the comparison so you don't have to
- No broker fee — lenders pay us
- Personalised strategy for your situation
- Support from application to settlement
Ready to Get Started?
Book a free 30-minute consultation to discuss your home loan options.
Book Your Free ConsultationFrequently Asked Questions
How much does a mortgage broker cost?
Our service is typically free for you. Lenders pay us a commission when your loan settles. We'll always disclose any fees upfront.
How many lenders do you compare?
We have access to over 70 lenders including major banks, credit unions, and specialist lenders. This means we can find competitive options suited to your situation.
How long does the home loan process take?
From application to approval, most home loans take 2-4 weeks. We work to streamline the process and keep you updated at every step.
Can you help with refinancing?
Absolutely. Many Australians are paying more than they need to. We'll review your current loan and see if there are better options available.
Do I need a deposit?
Most lenders require at least a 5% deposit, though 20% is ideal to avoid Lenders Mortgage Insurance (LMI). First home buyers may access government schemes with lower deposits.