Your First Home, Made Simple
Buying your first home can feel overwhelming — stamp duty, grants, government schemes, lender requirements. We simplify the process by guiding you through every step, from understanding what you can afford to getting the keys. Our job is to make it straightforward.
What We Offer
Grant & Scheme Guidance
We identify which first home buyer grants and government schemes you may be eligible for in your state, including FHBG, FHOG, and stamp duty concessions.
Low Deposit Options
Do not have 20% saved? We know which lenders accept lower deposits and can help you explore options like the First Home Guarantee scheme.
Budgeting & Planning
We help you understand the true cost of buying, including stamp duty, legal fees, inspections, and ongoing costs, so there are no surprises.
Step-by-Step Support
From savings plan to settlement, we walk you through every step and answer your questions along the way.
Our Process
Strategy session — we understand your savings, income, and goals
Eligibility check — we identify grants and schemes you qualify for
Borrowing estimate — we calculate how much you can borrow
Pre-approval — we get you approved so you can start looking
Property search support — guidance on what to look for
Application & settlement — we manage the entire process
Frequently Asked Questions
What is the First Home Guarantee?
The First Home Guarantee (FHBG) allows eligible first home buyers to purchase with as little as 5% deposit without paying Lenders Mortgage Insurance. There are income caps and property price caps that vary by location.
Do I get stamp duty concessions?
Most states offer stamp duty concessions or exemptions for first home buyers. The thresholds and amounts vary by state. We will check your eligibility based on your state and purchase price.
How much do I really need to save?
Beyond your deposit (minimum 5%, ideally 20%), budget for stamp duty (if applicable), conveyancing fees ($1,500-$3,000), building/pest inspections ($500-$800), and a buffer for moving costs.
Ready to Explore Your Options?
Book a free 30-minute consultation with Timothy.
Book a Free Consultation