Terms of Service

Last updated: February 2026

Acceptance of Terms

By accessing and using the Northmark Finance website (northmarkfinance.com.au), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

Services

Northmark Finance provides mortgage broking services, including home loan comparison, refinancing assessment, and general guidance on lending products. Our services are subject to individual assessment and lender approval.

General Information Only

The content on this website, including articles, calculators, and tools, provides general information only. It does not constitute personal financial advice. The information may not be suitable for your specific circumstances. We recommend that you seek independent financial, legal, and tax advice before making any financial decisions.

No Guarantee of Approval

We do not guarantee that any loan application will be approved. Lending decisions are made by individual lenders based on their own criteria and assessment processes. Any estimates or indicative figures provided on this website are approximations only.

Accuracy of Information

While we take reasonable care to ensure the information on this website is current and accurate, we do not warrant that it is free from errors or omissions. Interest rates, fees, government schemes, and lending policies are subject to change without notice.

Calculator Disclaimer

The calculators and tools on this website provide estimates based on simplified assumptions. Results are indicative only and should not be relied upon for financial decisions. Actual borrowing capacity, repayments, and costs may differ based on individual circumstances and lender criteria.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of these external sites.

Intellectual Property

All content on this website, including text, images, logos, and design, is the property of Northmark Finance and is protected by Australian intellectual property laws. You may not reproduce, modify, or distribute our content without prior written consent.

Limitation of Liability

To the maximum extent permitted by law, Northmark Finance excludes all liability for any loss or damage arising from your use of this website or reliance on any information provided. This includes, without limitation, indirect or consequential loss, loss of profit, and loss of data.

Governing Law

These terms are governed by the laws of New South Wales, Australia. Any disputes will be subject to the jurisdiction of the courts of New South Wales.

Changes to Terms

We may update these terms from time to time. Continued use of our website after changes are posted constitutes acceptance of the updated terms.

Contact

For questions about these terms, contact us at hello@northmarkfinance.com.au.