Disclaimer

General Information Only

The content on the Northmark Finance website, including articles, blog posts, calculators, tools, and any other materials, is provided for general informational purposes only. This content:

• Does not constitute personal financial advice
• Does not take into account your individual objectives, financial situation, or needs
• Should not be relied upon as a basis for making financial decisions
• May not be current, complete, or applicable to your circumstances

Seek Professional Advice

We strongly recommend that you:

• Seek independent financial advice from a qualified financial adviser
• Obtain legal advice from a qualified solicitor before entering into any property transaction
• Consider obtaining tax advice regarding the tax implications of any financial decision
• Read the relevant Product Disclosure Statement (PDS) and terms and conditions before taking out any financial product

No Guarantee of Outcomes

Northmark Finance does not guarantee:

• Approval of any loan application — all lending is subject to individual lender assessment
• The accuracy of any estimates, calculations, or indicative figures provided on this website
• That any particular interest rate or loan product will be available at the time of application
• Any specific financial outcome from using our services

Calculator and Tool Estimates

All calculators and tools on this website produce estimates only. These estimates are based on simplified assumptions and general market data. Actual results may vary significantly based on individual circumstances, lender policies, and market conditions at the time of application.

Interest Rates and Fees

Interest rates, fees, charges, and product features displayed on this website are subject to change without notice. The rates shown may not reflect the rate you will receive, which will depend on your individual assessment by the lender.

Government Schemes

Information about government grants, schemes, and concessions (including first home buyer schemes, stamp duty concessions, and guarantee schemes) is provided as a general guide only. Eligibility criteria, caps, and availability are subject to change. You should verify current eligibility requirements directly with the relevant government body.

Third-Party Information

Where we reference third-party data, research, or products, we do not warrant the accuracy or completeness of that information. We are not responsible for the content or practices of any third-party websites linked from our site.

Broker Remuneration

As a mortgage broker, Northmark Finance may receive commission from lenders when a loan settles. This commission does not affect the cost of your loan. We will disclose any commissions or fees applicable to your situation before you proceed with an application.

Limitation of Liability

To the maximum extent permitted by Australian law, Northmark Finance, its directors, employees, and agents disclaim all liability for any loss, damage, cost, or expense (whether direct, indirect, consequential, or otherwise) arising from or in connection with your use of this website or reliance on any information provided.

Contact

If you have any questions about this disclaimer, please contact us at hello@northmarkfinance.com.au.