Find the Right Home Loan

Buying a home is one of the biggest financial decisions you will make. With access to over 70 lenders, we compare home loan options to find one that suits your income, lifestyle, and long-term goals. Whether you are a first-time buyer or upgrading, we guide you through every step.

What We Offer

Rate Comparison

We compare rates across major banks, credit unions, and non-bank lenders to find competitive options for your situation.

Pre-Approval Support

Get pre-approved before you start house hunting so you know your budget and can move quickly when you find the right property.

Loan Structure Advice

Fixed, variable, split, offset, redraw — we explain the options and help you choose the structure that works for your circumstances.

Settlement Support

We coordinate with your solicitor, real estate agent, and lender to ensure a smooth settlement process.

Our Process

1

Initial consultation — we understand your goals and financial situation

2

Research — we compare options from 70+ lenders

3

Recommendation — we present the best options with clear comparisons

4

Application — we handle the paperwork and liaise with the lender

5

Approval — we follow up and keep you informed at every step

6

Settlement — we coordinate with all parties for a smooth handover

Frequently Asked Questions

How much deposit do I need?

Most lenders require a minimum 5% deposit, though 20% is ideal to avoid Lenders Mortgage Insurance (LMI). Some government schemes allow purchases with as little as 2% deposit for eligible buyers.

What is the difference between fixed and variable rates?

Fixed rates lock in your repayments for a set period (usually 1-5 years), providing certainty. Variable rates can change with the market, potentially saving you money when rates drop but increasing when rates rise.

How long does approval take?

Pre-approval typically takes 1-3 business days. Full approval after finding a property usually takes 2-4 weeks, depending on the lender and complexity of your application.

Ready to Explore Your Options?

Book a free 30-minute consultation with Timothy.

Book a Free Consultation